About Us:
Mortgage and Protection Advisors

Who We Are
At Harbour Mortgage Solutions, we understand how overwhelming it can feel to find a trustworthy mortgage broker. Indeed, navigating complex options, understanding industry jargon, and knowing which products to choose that match your circumstances is daunting. However, we are here to help because our friendly, independent Mortgage and Protection Advisors have all been through the process themselves.
They have vast experience and promise to guide you every step of the way, therefore, giving you confidence in the decisions you make.
Whether you’re a first-time buyer, remortgaging, or exploring protection options, our Mortgage and Protection Advisors take the time to listen, explain, and guide you through all processes. Ultimately, our goal is to provide professional advice with a personal touch, ensuring you feel informed and supported at every stage.
Nathan Jones - Director of Harbour Mortgage Solutions
I am Nathan, the Advising Director at Harbour Mortgage Solutions. We are a team made up of highly knowledgeable Mortgage and Protection Advisors. We have years of experience in the industry, most importantly, though, we are real people, just like you!
It can be very intimidating applying for a mortgage or protection, we know, we’ve been there too! However, we pride ourselves on being friendly and approachable. Therefore, I promise our door is always open to any questions you may have, so don’t be afraid to come and say ‘Hi’! Whatever questions you have about mortgages and protection, Harbour Mortgage Solutions will help.
You will always have direct access to our Mortgage and Protection Advisors throughout the process to explain and support you.

Frequently Asked Questions
What experience do your Mortgage and Protection Advisors have?
Our independent Mortgage Advisors have over 30 years’ experience.
What makes you independent Mortgage Advisors?
As experienced Mortgage Brokers in Barry, we are not affiliated with one particular mortgage provider. Therefore, we are able to scour the market to get the very best deals for our clients, that’s what makes us independent.
Are you regulated?
Yes. We are regulated by the Financial Conduct Authority. The full details can be found at the bottom of this page.
Where can we find you?
We are Mortgage and Protection Advisors based in Barry, South Wales. However, thanks to the power of technology, we are able to help and support clients throughout the UK.
Do you charge for your services?
Our initial consultation is completely free — no strings attached. If you decide to work with us, we will then charge a fixed fee. We’ll always be upfront about any other fees involved, for surveys, for example, and we’ll explain them clearly to you. Transparency and trust are at the heart of how we work.
I have a complicated situation — can you still help?
Absolutely. Whether you’re self-employed, have a less-than-perfect credit history, or are navigating a big life change, we’re here to help find the right solution. No judgement, just clear, thoughtful advice tailored to your needs.