PROTECTION SERVICES
Comprehensive Protection Services to Safeguard Your Home, Income, and Loved Ones.
Protection Services: Supporting You
Whether you are buying a home to live in or a property to rent, you have obligations to ensure that the structure of the property you are purchasing is insured against such risks as fire, flood, storm, and subsidence. It is also prudent to ensure that you have cover in place for your contents.
In addition to protecting your property, you also need to think of income protection. This means protecting yourself and your family against the risk of death, critical illness, and loss of income through accident, sickness, or redundancy. If you are lucky enough to be offered some form of protection through your employer, then this can help reduce the overall cost of protection that you may wish to have in the vent of any unforeseen circumstances.
Remember, you should factor in the monthly cost of mortgage protection and home insurance cover that you require before committing to purchase.
With access to the whole market of protection services, Harbour Mortgage Solutions are able to obtain the best quotes from the UK’s leading insurers that meet your personal circumstances.
The full range of protection services we offer can be found in the drop-down bar above. Alternatively, fill out the form below, and we will get back in touch with you for a chat.
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FREQUENTLY ASKED QUESTIONS
Why should I consider protection if I already have a mortgage?
A mortgage is likely one of your biggest financial commitments you will take on. Protection, such as life insurance or income protection, ensures that your home and lifestyle remain secure even if your income is disrupted. While it’s not compulsory, many people feel more confident knowing they have a safety net in place.
How do I know which of the protection services is right for me?
That’s what we’re here for. Our role isn’t to push products, it’s to help you understand your options and make informed decisions. We’ll talk through your situation, explain what different types of protection can (and can’t) do, and help you find cover that gives you confidence without pressure.
Is Protection compulsory?
The simple answer is no. However, we would strongly advise you to consider all of life’s scenarios and the protection services available before you decide not to take out any form of insurance. Remember, your home may be repossessed if you do not keep up with repayments on a mortgage or any other debt secured on it.