It’s the day we’ve been building up to, moving day. Now, we couldn’t do it without some very important help, a great removal firm. Yes, Moving House Part 4 is packed with great tips and insights into finding the best removal firm you can. As you already know, I’m a mortgage advisor in Barry, South
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Understanding mortgage rates can feel like tackling a minefield. At Harbour Mortgage Solutions, we understand. One of the most common questions our clients ask is: ”Why have mortgage rates changed again?” or ”If the Bank of England hasn’t raised rates, why has my fixed rate mortgage quote gone up?” These are fair questions, but unfortunately,
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When you apply for a mortgage in the UK, your financial history plays a huge role in what lenders will offer you. Many first-time buyers worry that their record isn’t good enough, or assume they need a perfect score to be approved. The truth is, there isn’t a single magic number that guarantees success. However,
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Moving House Part 3 – Introduction Welcome to Moving House Part 3, and thank you for joining me on this journey! So, we’ve covered house hunting, and we covered getting all your ducks in a row with your finances. What next? Well, at some point, with a bit of luck, some patience, and a great
Moving House Part 3: Great, You’ve Found Your Dream Home! Read More »
Calling All First Time Buyers! We know, buying your first home can feel both exciting and overwhelming. Why? Because we have been there ourselves. However, with rising house prices and ever-changing rules, it’s no surprise that many first time buyers are unsure of where to begin. The good news? There are first time buyer grants
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Moving House Part 2 – Introduction As a mortgage advisor, I’ve spent years guiding clients through the exciting (and often overwhelming) process of buying and selling homes. But nothing quite prepared me for the reality of going through my own move. Experiencing it first-hand gave me a whole new appreciation for the rollercoaster of emotions,
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Ready for a change? Let’s be honest. Moving house is not a decision that any of us takes lightly. However, the average person living in the UK will move home 8 times in their lifetime. Now, of course, some people never move; they stay in the same house their entire lives, whilst others may move
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May 2025 – Welsh Housing Market Figures If there’s one word that sums up the Welsh housing market in 2025, it’s variation. Over the past year, we’ve seen a wide range of movement in house prices across the country. The latest quarterly figures from The Principality show a swing of a 11.8% rise to a
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Understanding Mortgages: An Introduction Embarking on the journey to homeownership is both exciting and daunting. At Harbour Mortgage Solutions, understanding mortgages and the complexities involved when applying for one is our speciality. We are here to guide you every step of the way. This quick, comprehensive guide will demystify mortgages, explain the types available, outline
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Introduction Remortgaging is the process of taking out a loan against a house you already own. However, you can remortgage your home with the same lender, officially called a product transfer, especially if they have the best price. In most circumstances, customers choose to switch lenders in order to take advantage of more competitive deals.
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