We are already halfway through January, and this year is looking to be one of the most exciting for borrowers in some time. The key point to note is that expectations all indicate that mortgages in 2026 are likely to be more affordable, with interest rates predicted to fall a little further by the end […]
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Has your fixed-rate mortgage deal recently ended? Maybe it is due to finish soon? Or is it possible that you are a first-time buyer eager to get your foot onto the property ladder? If you have answered yes to any of these, then the chances are you have been paying close attention to the latest
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Understanding mortgage rates can feel like tackling a minefield. At Harbour Mortgage Solutions, we understand. One of the most common questions our clients ask is: ”Why have mortgage rates changed again?” or ”If the Bank of England hasn’t raised rates, why has my fixed rate mortgage quote gone up?” These are fair questions, but unfortunately,
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May 2025 – Welsh Housing Market Figures If there’s one word that sums up the Welsh housing market in 2025, it’s variation. Over the past year, we’ve seen a wide range of movement in house prices across the country. The latest quarterly figures from The Principality show a swing of a 11.8% rise to a
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Understanding Mortgages: An Introduction Embarking on the journey to homeownership is both exciting and daunting. At Harbour Mortgage Solutions, understanding mortgages and the complexities involved when applying for one is our speciality. We are here to guide you every step of the way. This quick, comprehensive guide will demystify mortgages, explain the types available, outline
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Introduction Remortgaging is the process of taking out a loan against a house you already own. However, you can remortgage your home with the same lender, officially called a product transfer, especially if they have the best price. In most circumstances, customers choose to switch lenders in order to take advantage of more competitive deals.
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