When you are looking for a mortgage, should you use a mortgage broker or bank? Which is best for you? These are great questions and the honest answers are there isn’t one option that’s right for everybody. Going to your bank can be convenient and familiar, while an independent mortgage broker may be able to
Mortgage Broker or Bank? Compare Which Is Best For You Read More »
Have you found yourself searching for “can I get a mortgage if…”? Yes? Then you are certainly not alone. Whether you’ve recently changed jobs, become self-employed, have a less-than-perfect credit history, or your income isn’t straightforward, it’s completely natural to wonder whether you’ll be accepted for a mortgage. The good news is that many people
Can I Get a Mortgage If.. Professional Advice For Homebuyers Read More »
If you’ve never borrowed money before, you may be wondering: ‘Can you get a mortgage without any credit history?’ It’s a common question, particularly among first-time buyers who have avoided credit cards, loans, or finance agreements. While having no credit history can create additional challenges when applying for a mortgage, it does not automatically mean
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If you’ve been keeping an eye on mortgage rates UK, you’ll know they’ve been anything but predictable in recent years. Whether you are a first-time buyer, remortgaging, or simply trying to keep your monthly costs manageable, rising interest rates can feel like a moving target that’s hard to hit. But we have good news! You
Mortgage Rates UK: 7 Great Ways to Lower Monthly Payments Read More »
As the war in the Middle East continues, financial instability escalates at home, here in Britain. Headlines change daily, leading to a volatile mortgage market where lenders adjust products quickly. Consequently, for many homeowners and buyers, it can feel overwhelming. It is easy to feel unsure about the right next step. At Harbour Mortgage Solutions,
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I might be an experienced mortgage broker now, but I can still remember buying my first home. It’s exciting, emotional, and, let’s be honest, a little overwhelming. There are so many lenders, products, rates, and rules; it’s no surprise that many first-time buyers ask the same question: ‘Who are the best mortgage providers for first-time
Best Mortgage Providers for First-Time Buyers: Our Advice Read More »
We are already halfway through January, and this year is looking to be one of the most exciting for borrowers in some time. The key point to note is that expectations all indicate that mortgages in 2026 are likely to be more affordable, with interest rates predicted to fall a little further by the end
Mortgages in 2026: An Expert Guide, All You Need to Know Read More »
Has your fixed-rate mortgage deal recently ended? Maybe it is due to finish soon? Or is it possible that you are a first-time buyer eager to get your foot onto the property ladder? If you have answered yes to any of these, then the chances are you have been paying close attention to the latest
The Latest Mortgage News We Are Excited To Disclose Read More »
Calling All First Time Buyers! We know, buying your first home can feel both exciting and overwhelming. Why? Because we have been there ourselves. However, with rising house prices and ever-changing rules, it’s no surprise that many first time buyers are unsure of where to begin. The good news? There are first time buyer grants
First Time Buyer Grants: Guide To The 6 Great Schemes Read More »
First Home Purchase – Introduction It’s that time, your children are looking to make their first home purchase, but how are they going to achieve this? For parents, like us, this can be an extremely worrying time. You look at the property market and can’t begin to imagine how you can ever help them into their
FIRST HOME PURCHASE: HOW TO HELP YOUR CHILDREN Read More »