When you apply for a mortgage in the UK, your financial history plays a huge role in what lenders will offer you. Many first-time buyers worry that their record isn’t good enough, or assume they need a perfect score to be approved. The truth is, there isn’t a single magic number that guarantees success. However, […]
Credit Score and Mortgages: The Most Helpful Guide Read More »
Moving House Part 3 – Introduction Welcome to Moving House Part 3, and thank you for joining me on this journey! So, we’ve covered house hunting, and we covered getting all your ducks in a row with your finances. What next? Well, at some point, with a bit of luck, some patience, and a great
Moving House Part 3: Great, You’ve Found Your Dream Home! Read More »
Calling All First Time Buyers! We know, buying your first home can feel both exciting and overwhelming. Why? Because we have been there ourselves. However, with rising house prices and ever-changing rules, it’s no surprise that many first time buyers are unsure of where to begin. The good news? There are first time buyer grants
First Time Buyer Grants: Guide To The 6 Great Schemes Read More »
Moving House Part 2 – Introduction As a mortgage advisor, I’ve spent years guiding clients through the exciting (and often overwhelming) process of buying and selling homes. But nothing quite prepared me for the reality of going through my own move. Experiencing it first-hand gave me a whole new appreciation for the rollercoaster of emotions,
Moving House Part 2 – Practical Tips for All Future Buyers Read More »
Ready for a change? Let’s be honest. Moving house is not a decision that any of us takes lightly. However, the average person living in the UK will move home 8 times in their lifetime. Now, of course, some people never move; they stay in the same house their entire lives, whilst others may move
Moving House Part 1: Finding Our New Forever Home Read More »
May 2025 – Welsh Housing Market Figures If there’s one word that sums up the Welsh housing market in 2025, it’s variation. Over the past year, we’ve seen a wide range of movement in house prices across the country. The latest quarterly figures from The Principality show a swing of a 11.8% rise to a
Welsh Housing Market: Fascinating Variations To The Regions Read More »
Understanding Mortgages: An Introduction Embarking on the journey to homeownership is both exciting and daunting. At Harbour Mortgage Solutions, understanding mortgages and the complexities involved when applying for one is our speciality. We are here to guide you every step of the way. This quick, comprehensive guide will demystify mortgages, explain the types available, outline
Understanding Mortgages in the UK: A Quick, Comprehensive Guide Read More »
Introduction Remortgaging is the process of taking out a loan against a house you already own. However, you can remortgage your home with the same lender, officially called a product transfer, especially if they have the best price. In most circumstances, customers choose to switch lenders in order to take advantage of more competitive deals.
Remortgage Your Home: A Simple Guide Read More »
First Home Purchase – Introduction It’s that time, your children are looking to make their first home purchase, but how are they going to achieve this? For parents, like us, this can be an extremely worrying time. You look at the property market and can’t begin to imagine how you can ever help them into their
FIRST HOME PURCHASE: HOW TO HELP YOUR CHILDREN Read More »