Buildings and Contents

 A buildings insurance policy is a type of home insurance that covers the bricks and mortar of your property, along with any fixtures and fittings.

A buildings insurance policy does not cover contents within your home, instead separate contents insurance would be needed for the belongings in your home.

 It doesn't matter whether you live in a one-bedroom flat or a five-bedroom detached house, your home is no doubt your castle. So it's important to make sure that you have the right protection in place in case something should go wrong.

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What if there was a fire or the roof was damaged in a storm? Would you be able to pay for the repairs? And where would you live if your house was uninhabitable? Your home also contains some of your most valuable possessions. Could you afford to replace your flat screen TV or your jewellery collection if you were the target of burglars?