Re-Mortgaging

If you're looking to lower your monthly payments or get a better deal, re-mortgaging could be the answer. Here are some reasons why you might want to re-mortgage your house:

• Better Interest Rates: If your current mortgage deal is no longer competitive, re-mortgaging to a new provider can help you secure a better interest rate.

• Release Equity: If the value of your home has increased, you can release equity to fund major expenses like a new car, home improvements, or even a dream holiday.

• Lower Monthly Payments: You could extend the term of your mortgage to reduce your monthly payments, easing financial pressure.

• Buy-to-Let Investment: Re-mortgaging might allow you to release equity to invest in a Buy-to-Let property, building your investment portfolio.

• Flexible Mortgage Options: If you want the option to make extra payments or pay off your mortgage faster, a more flexible mortgage product might be a great fit.

• Deal Expiring: If your current deal is about to end, re-mortgaging can help you move onto a new, more beneficial product.

• Lock in a Fixed Rate: If you're concerned about interest rates rising, you can re-mortgage to a fixed-rate deal to gain more stability.

• Switching Mortgage Types: If you're on an interest-only mortgage and want to switch to a repayment mortgage, re-mortgaging could be the way to go.

Re-mortgaging is a powerful tool to help you manage your finances and achieve your goals. 

Want to know if it’s right for you? Get in touch today for expert advice!