Whether you are buying a home to live in or a property to rent, you have obligations to ensure that the structure of the property you are purchasing is insured against such risks as fire, flood, storm, and subsidence. It is also prudent to ensure that you have cover in place for your contents.
In addition to protecting your property, you also need to think of protecting yourself and your family against the risks of death, critical illness and loss of income through accident, sickness or redundancy. If you are lucky enough to be offered some form of protection through your employer than this can help reduce the overall cost of protection that you may wish have in the event of any unforeseen circumstances.
However, you should factor in the monthly cost of any cover you require before committing to purchase.
With access to the whole market Harbour Mortgage Solutions are able to obtain quotes from the UK’s leading insurers for all of your protection needs. This section provides further information about each of the above mentioned areas.
At Harbour Mortgage Solutions we offer a comprehensive planning service for all your protection needs:
Harbour Mortgage Solutions Ltd
20 The Parade, Barry, CF62 6SE, United Kingdom
Tel: 07899737405 EMAIL: nathan@hms.wales
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. If you are thinking of consolidating existing borrowing, you should be aware that you may be extending the terms of the debt and increasing the total amount you repay
If you wish to register a complaint please write to the address above or e mail us on nathan@hms.wales
A summary of our internal procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at
www.financial-ombudsman.org.ukor by contacting them on 0800 0234 567.
Harbour Mortgage Solutions Ltd is registered in England & Wales. Company Number 13772926.
Authorised and regulated by the Financial Conduct Authority No 976838. Data Protection no ZB407612