FIRST TIME BUYER MORTGAGES

Helping First-Time Buyers Get on the Property Ladder

Buying your first home is exciting, but navigating the mortgage process can feel overwhelming. The good news? There’s plenty of support available to help first-time buyers secure a mortgage and take that important first step.

From government schemes to bank incentives, first-time buyer mortgages offer a range of benefits. Whether you’re considering a Help-to-Buy ISA, Help-to-Buy equity loan, shared ownership mortgage, or reduced arrangement fees, there are options designed to make homeownership more accessible.

First-Time Buyer Mortgage Schemes

More people are purchasing their first home than ever before. While the 2008 financial crisis led to a rise in long-term renting, mortgage lenders have since introduced tailored solutions to support first-time buyers. In fact, homeownership among this group has increased by 75% since the recession.

Here’s how you can benefit:

✅ Government-backed schemes make it easier to buy your first home.

✅ Exclusive first-time buyer mortgages offer competitive interest rates.

                                            ✅ Bank and building society incentives may include cashback, lower fees, or help with legal costs.

At Harbour Mortgage Solutions, we specialise in helping first-time buyers find the right mortgage. Our expert advice will guide you through the process, ensuring you understand your options and choose the best deal for your needs.

Ready to take the first step? Contact us today for expert mortgage advice!